Advanced Digital Banking Strategies On Demand Online Training

Key Learning Objectives

  • Ability to compare, dissect and differentiate between efficiency, sustainability and disruptive innovation in banking.
  • Capability to apply and operate the Christensen Strategy of disruptive innovation within an incumbent bank.
  • To construct the organizational environment to implement the ambidextrous organization strategy successfully.
  • To practice ‘coopetition’, to build synergetic ‘data ecosystems’ as well as to prepare the bank for the age of ‘AI’.
  • Knowledge of key tactical elements of excellence in banking innovation and recognition of global best practices.
  • Readiness to select, grade and organize secondary strategies, such as inside-out, outside-in innovation or the three boxes.
  • Identify and escape primary strategic traps, such as the Kodak trap of lost mission and the Nokia trap of digital convergence.
  • Locate instances of narrow technologic focus and plan meta-technologic solutions. Describe and discuss the culture of risk-conscious creativity.
  • Review of crowdsourcing best practices and participative benefits in a digital first context.
  • Locate, analyse and address the digital divide between baby boomers and millennials as well as reduce the loyalty gap.
  • Compare the five stages of channel evolution and deliver a cutting edge opti channel strategy.
  • Explain the emerging channels of AR, VR and Voice in retail banking.

 Who Should Attend?

Personnel from key functional areas such as:

  • Board, Executives and Mid-Management of Banks ê Leaders of Key Functional Areas and Strategy
  • IT, Digital Transition and Innovation
  • Retail Banking
  • Premium and Private Banking
  • Micro-Small and Medium Enterprise Banking
  • Mobile Banking
  • Wealth Management
  • Digital Channels
  • Microfinance
  • Product Development
  • Marketing
  • Risk Management
  • Treasury
  • Legal and Compliance
  • Payments, Lending, Savings
  • Public Relations & Communications
  • Human Resources
  • Market Research

Basel III & Basel IV On Demand Online Training

Course Outline

Credit and Liquidity Risk

  • Understand the significance of credit risk as a major driver of potential bank instability
  • Be able to fit a distribution to these credit losses and estimate important parameters from these distributions such as expected loss, unexpected loss, correlation, etc.
  • Be able to extract default correlation from asset correlation and know the difference between these two important parameters into credit risk models
  • Understand the significance of correlation (default and asset) in the credit loss estimation process and how ignoring this parameter might have affected the outcome of the credit crunch
  • Appreciate the reasons behind the regulatory capital calculations

Market and Operational Risk

  • Appreciate the corrections applied to Basel II by the recent introduction of the Basel III accord.
  • Know how to estimate the requisite parameters for the procyclical (Basel II) capital buffer and be able to model the long run mean for the countercyclical metric.
  • Appreciate the origins of credit valuation adjustments (CVA), know why the calculation is fiendishly difficult and the regulatory (Basel III) rules pertaining to CVA.
  • Understand the significance of expected shortfall in the market loss estimation process.
  • Know some mathematical procedures to estimate expected shortfall (non-trivial).
  • Know the background and details of all aspects of the new trading book regime proposed by the recent introduction of the Basel IV accord.
  • Understand the proposed changes to the standardised approach to credit risk and
  • Know – and be able to apply – the proposed changes to the simpler operational risk approaches.

Who Should Attend?

  • Risk managers – market/credit/operational
  • Regulatory and compliance staff o Internal auditors
  • Chief Risk Officers
  • Chief Financial Officers
  • Financial Controllers

Key Features

  • Course can be viewed Anytime, Anywhere and on Any Device.
  • Play, Pause or Continue from where you left off.
  • Course presented by a leading expert on the subject with complex Excel Spreadsheets for calculating risk profiles and compliance.
  • Each module contains a quiz with a final assessment on completion of all modules.
  • Certificate of completion issued.
  • Extra exercises to understand the concepts are also available.
  • User Interface view can be adjusted to suite user preference.

Copyright © 2012 - Masterclass Events. All rights reserved.